FinTech News: January 8th, 2016

Enough talk about the tumbling markets! Here’s what you need to know in FinTech this week: APIs changing the narrative, tech taking over finance in China, the biology of good investing, and more.

cq5dam.thumbnail.370.208How APIs are Changing the FinTech Narrative.

It’s not just big vs small. More opportunities for innovation and collaboration between established players and startups. Inspiration for my next blog post. Read more at Thomson Reuters.

FinTech Fundings from the end of 2015.

In Investing: Next Capital (US,) Sharesight (Australia,) and IndexaCapital (Spain) for portfolio management, (UK) for crowdsourced financial predictions and our friends at GoldBean (US) for getting started in investing. Read more at Finovate.

Screen Shot 2016-01-07 at 4.12.34 PM

Custom investing advice tailored to your spending. Source:

The Biology of Good Investing.

Humans aren’t wired to make investment decisions, but there are steps we can take to do better. Read more at Wealthfront Knowledge Center.

Want to See Technology Taking Over Finance? Look at China.

P2P lending and electronic payments are taking off. So is fraud, and the demand for updated regulations. Read more at The Wall Street Journal.

Banking Apps that Matter Will Head to the Cloud in 2016.

Banks need to save on rent. Less branches, less data centers, happier customers. Read more at American Banker.

Crazy FinTech Predictions for 2016:

On the horizon: P2P Lenders consolidate, Betterment sells, Bitcoin drops, cross border payments explode, etc. Read more at Finextra.

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